The three main ways to run a mortgage business — and the tradeoffs in control, cost, compliance, and support that decide which fits you.
Book a confidential conversationBranch opportunities overviewThere is no single right answer; there is the right answer for how you want to run your business. Here is how the three common models compare on control, cost, support, and transparency.
| Mortgage broker | Net branch | Supported branch (PRMI) | |
|---|---|---|---|
| Who holds the license | Wholesalers you broker to | The lender | The lender (PRMI) |
| Your P&L visibility | Limited | Varies — sometimes opaque | Full, updated daily |
| Who funds the infrastructure | You (lean) | Mostly you | PRMI’s national platform |
| Share of revenue to you | Broker margin | Varies by arrangement | Into your division P&L, transparently |
| Product access | Whatever wholesalers offer | Lender’s menu | Broad menu incl. non-QM / self-employed |
| Compliance burden | Largely yours | Shared | Carried by the platform |
| Marketing & technology | Your own | Varies | Corporate marketing, tech & ops |
| Best for | Low-overhead solo shops | Autonomy seekers who accept variability | Producers who want autonomy + real support |
PRMI’s Growth Partner model is built to give you the autonomy of a net branch with the transparency and infrastructure most net-branch arrangements lack: branch revenue flowing into your P&L, complete branch-level expense transparency updated daily, and a national platform — capital markets, compliance, technology, and operations — behind every loan.
The PRMI branch partnership model, start to finish.
Read →The questions that decide where your branch belongs.
Read →Who owns your book of business when you switch.
Read →What real marketing support looks like — and proof.
Read →A straight, confidential conversation about your production, your market, and what running your own PRMI branch would look like.
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